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Why are there fewer quotes than carriers asked?

Each carrier answers on its own, and not every answer is a quote.
View as Markdown

A quote request can ask several carriers, and only a carrier that answers with a price gives a quote. market_outcomes shows how the others answered, with each carrier’s name in source:

  • decline or missing_information: the carrier answered without a quote.
  • failed: the carrier was unavailable or returned an error.
  • no_answer: the carrier gave no answer before the run ended.

Why did a request finish with no quotes? says what to do for each.

A carrier that has no product in the applicant’s state isn’t asked, so market_outcomes doesn’t list it.

The deadline

Truvo currently stops collecting answers 60 seconds after it accepts the request. Each carrier that hasn’t answered by then reads no_answer, and an answer that arrives later doesn’t change the request. See The 60-second deadline.

Partial results

A request with quotes completes with the reason partly_quoted when a carrier failed or gave no answer. A partly_quoted request doesn’t always list a carrier that failed or gave no answer. Show the quotes it has.

While the request runs

Auto and pet quotes arrive one at a time, so a request that’s still running can already hold quotes. Renters quotes arrive together. See How long until quotes finish?.