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# How long until quotes finish?

| Personal auto on truvo.com                              | Runs  | Median       | 9 in 10 runs |
| ------------------------------------------------------- | ----- | ------------ | ------------ |
| First carrier answer (a quote, a decline, or a failure) | 2,863 | 8.1 seconds  | 17.8 seconds |
| Run finished                                            | 3,002 | 14.7 seconds | 24.2 seconds |

Truvo measured 3,002 auto runs on truvo.com from September 4 to October 3, 2026, each the first rating of a household. truvo.com asks carriers through the same connections as the API. A run finishes when every carrier has answered, or earlier when the page stops waiting.

## How each line's answers arrive

* **Personal auto and pet:** each carrier's answer arrives on its own.
* **Renters:** every renters quote arrives at the same time, once every carrier has answered.

## The deadline

Truvo currently stops collecting answers 60 seconds after it accepts a quote request, and a carrier that hasn't answered by then reads `no_answer`. See [The 60-second deadline](/guides/polling#the-60-second-deadline).

## How to wait

Show each quote as it arrives instead of waiting for the last carrier. [Get quote results](/guides/polling) compares the ways to hear about each new quote.

To test quotes that arrive over time in the sandbox, see [How do I test results that arrive over time?](/guides/how-do-i-test-results-that-arrive-over-time).

> On truvo.com, the median personal auto run had its first carrier answer at 8.1 seconds and finished at 14.7 seconds.